The Future of Digital Currency & Bitcoin | Digital Economy ...

The Future of Digital Currencies & Bitcoin

What is a digital currency?

There are 2 types of technologies used for digital currencies.�

Virtual Currency: A type of unregulated, digital money, which is issued and usually controlled by its developers, and used and accepted among the members of a specific virtual community.

Cryptocurrency:�A type of digital token that relies on cryptography for...

Read more


Website: https://digitaleconomyforum.org

Handbook of digital currency : bitcoin, innovation ...

1 online resource (xxiv, 588 pages) : illustrations

Contents:

Introduction to Bitcoin / Lam Pak Nian, David Lee Kuo Chuen --

Is Bitcoin a real currency? An economic appraisal / David Yermack --

Bitcoin mining technology / Nirupama Devi Bhaskar, David Lee Kuo Chuen --

National Crytocurrencies / Andras Kristof --

Evaluating the potential of alternative cryptocurrencies / Bobby Ong, Teik Ming Lee,...

Read more


Website: worldcat.org

Is online currency Ripple the new Bitcoin? | Gentleman's ...

Is Ripple the new Bitcoin?

Is Ripple the new Bitcoin?

The new cryptocurrency on the block, can Ripple knock Bitcoin off the big time?

Ripple is making waves. Perhaps the most divisive cryptocurrency in the most divisive corner of the financial market, Ripple seems to appall and excites investors in equal measure. Dismissed early on as faddy, functionless and outmoded, its unique characteristics...

Read more


Website: https://www.thegentlemansjournal.com

Ice3x bitcoin exchange South Africa

Create your free iceCUBED account on the bitcoin exchange & start trading bitcoin today!

What Is Bitcoin (XBT | BTC | ) ?

Bitcoin is Internet Currency. As a currency, bitcoin does not suffer from the limitations of physical "FIAT" currency, and has greater flexibility and security, with the transaction cost far lower than similar solutions. Bitcoin is totally secure and the network has never...

Read more


Website: https://ice3x.co.za

Best Bitcoin Wallets 2017: Hardware vs Software vs Paper

3.2 Conclusion

Although referred to as a 'wallet', a cryptocurrency wallet probably shares more similarities to your online bank account than the wallet in your back pocket. By its very nature, blocks cannot be removed from a blockchain and therefore cannot be 'stored' anywhere. However, what can be stored is access to the blockchain in the form of secure digital codes, known as private keys...

Read more


Website: https://blockonomi.com

Bitcoin Payments with Sources - Stripe

Bitcoin Payments with Sources

Use Sources to accept payments using Bitcoin, the popular digital cryptocurrency.

Stripe users in the United States can accept Bitcoin for USD payments from customers using Sources --a single integration path for creating payments using any supported method.

During the payment process, a Source object is created and your customer is given a receiver address to send...

Read more


Website: https://stripe.com

I used to be a bitcoin bull—here’s why that changed | Ars ...

I used to be a bitcoin bull--here's why that changed

With "buy bitcoin with credit card" trending on Google, investors should be wary.

reader comments 206

Share this story

I used to be a bitcoin bull. As bitcoin's price soared from $13 to more than $1,000 in 2013, lots of people argued it was an unsustainable bubble. I argued the opposite : that bitcoin's price still had a lot of room to rise....

Read more


Website: https://arstechnica.com

How To Buy Bitcoin In Zimbabwe - BitcoinAfrica.io

How To Buy Bitcoin In Zimbabwe

Published

Tweet

Zimbabweans have been plagued by economic distress and periods of hyperinflation for almost two decades. As a result, Zimbabwe now has an unofficial multi-currency economy where US dollars, South African rands and British pounds are used in local commerce as the value of the�Zimbabwean�bond note, the country's current official legal tender, has...

Read more


Website: http://bitcoinafrica.io

Bitcoin: The Digital Currency of the Future | Invest It Wisely

By Kevin

Ever since the dawn of the Internet and of the information age, writers and visionaries have visualized the disruptive changes that such technologies would eventually have on our lives; they have imagined futures where we spend more of our lives online than offline, and where ubiquitous access to technology and connectivity would be a strong decentralizing force, placing power in the...

Read more


Website: http://www.investitwisely.com

Investing in Other Cryptocurrencies Beyond Bitcoin

With a 6x return on investment in a year, investors from all backgrounds are taking notice. If you missed out on the Bitcoin explosion, are you too late to the game? Let's take a look at Bitcoin and other cryptocurrencies and their viability for a strong investment return.

What Are Cryptocurrencies?

If you are new to the game, cryptocurrencies are digital currencies that can be used for some...

Read more


Website: https://www.thebalance.com

Should Your Investment Portfolio Include Bitcoin? - AARP

Should Bitcoin Become a Bit of Your Portfolio?

While controversial, the cyptocurrency's value has soared

by Allan Roth, AARP , October 9, 2017|Comments: 0

Getty Images

You've probably heard the buzz about bitcoin -- but is it worth making the mysterious cryptocurrency a part of your investment strategy?

I just bought a little bitcoin. Should you?

As a financial planner , I'm being asked more and...

Read more


Website: https://www.aarp.org

Bitcoin, Litecoin, Dogecoin: A Guide to Crypto-Currency Mining

January 21, 2014 18:24 GMT

Bitcoins and other crypto-currencies are mined by special computers and stored in digital wallets. Reuters

At the recent Satoshi Square event in the City of London, it was said that 2014 will be the year for bitcoin mining, as the crypto-currency is soon to reach a tipping point where creating it will no longer be possible for the average user.

Amid the hugely volatile...

Read more


Website: http://www.ibtimes.co.uk

Bitcoin Cash - Peer-to-Peer Electronic Cash

Frequently Asked Questions

What is Bitcoin Cash?

Bitcoin Cash is peer-to-peer electronic cash for the Internet. It is fully decentralized, with no central bank and requires no trusted third parties to operate.

Is Bitcoin Cash different from 'Bitcoin'?

Yes. Bitcoin Cash is the continuation of the Bitcoin project as peer-to-peer digital cash. It is a fork of the Bitcoin blockchain ledger, with...

Read more

Date: 2017-12-19 06:39:21
Website: https://www.bitcoincash.org

Related topics : bitcoin cash fork block / bitcoin cash fork time / bitcoin cash fork 13 / bitcoin cash fork / 1 bitcoin cash

Are physical Bitcoins legal? - CNET

Brass- and gold-plated physical Bitcoins are now available. Just don't let the FBI know...

by

Eric Mack

October 25, 2011 3:51 PM PDT

Bitcoins aren't just an abstract financial instrument living somewhere in the digital ether anymore. They're now a physical currency capable of taking a ride in your pocket or scratching off your lottery tickets.

The physical Bitcoins, called Casascius Bitcoins and...

Read more


Website: https://www.cnet.com

Related topics : digital currency like bitcoin / bitcoin digital currency exchange / digital currency bitcoin wiki / using bitcoin for currency exchange / bitcoin digital currency

What Affects the Bitcoin Price? - ccn.com

Get Trading Recommendations and Read Analysis on Hacked.com for just $39 per month.

The Bitcoin price is the monetary cost of a bitcoin . The term "price", as used here, is not to be confused with " value " which is a perceived regard for Bitcoin's benefits and usefulness. The Bitcoin price is expressed as an exchange rate in relation to another currency. So, for example, the Bitcoin-to-Dollar...

Read more


Website: https://www.ccn.com

What Affects the Bitcoin Price? - CryptoCoinsNews

Get Trading Recommendations and Read Analysis on Hacked.com for just $39 per month.

The Bitcoin price is the monetary cost of a bitcoin . The term "price", as used here, is not to be confused with " value " which is a perceived regard for Bitcoin's benefits and usefulness. The Bitcoin price is expressed as an exchange rate in relation to another currency. So, for example, the Bitcoin-to-Dollar...

Read more


Website: https://www.cryptocoinsnews.com

Buy Bitcoin Online | xCoins.io

BUY BITCOIN ONLINE

Buy Bitcoin Online

The digital currency known as Bitcoin has continuously grown in popularity ever since its creation in 2009. As of 2017, there are well over 300,000 bitcoin transactions carried out daily, and there are over 16 million bitcoins in circulation. Thousands of retailers, including well-known businesses like Overstock.com, Dish Network, Expedia, and the fast food...

Read more


Website: xcoins.io

Bitcoin Foundation Ukraine: Central Bank Warning Isn't a ...

Bitcoin Foundation Ukraine: Central Bank Warning Isn't a Ban

Ukraine's�local chapter of the Bitcoin Foundation�has spoken out against a recent statement by the�central bank concerning�the legal status�of bitcoin in the country.

In a� document �issued last month, the National Bank of Ukraine (NBU)�says�it considers bitcoin "a money substitute that has no real value, and...

Read more


Website: http://www.altcointoday.com

Related topics : bitcoin foundation ukraine (bfu) / ukraine bitcoin foundation / ukraine bitcoin exchange / bitcoin digital currency exchange / bitcoin banking system

Zimbabwe Dollar - Bitcoin Wiki

Zimbabwe Dollar

From Bitcoin Wiki

This is the approved revision of this page; it is not the most recent. View the most recent revision.

Twitter

Facebook

Bitcoin is a decentralized electronic crypto-currency, which has been created by Satoshi Nakamoto in 2008 [1] . The word "decentralized" means that Bitcoin doesn't have any centralized servers for oining, transaction processing and holding...

Read more


Website: https://en.bitcoinwiki.org

Bitshares Mining Gpu Comparison - btc-bitcoin.org

Obtain the ideal of the best around "Bitshares Mining Gpu Comparison" with the freshest news on our site. The electronic currency Bitcoin has actually a dedicated adhering to, frequently makes headings and also inspires countless financiers to think about making digital currency part of their financial investment profiles. Governments can not seize your Bitcoins, there is no opportunity of...

Read more


Website: https://btc-bitcoin.org

Zcash – The New Supercharged Virtual Currency - Pars Herald

Mention virtual currency and bitcoin was the name that probably came to mind - but there are some new kids on the block.

The latest rival to bitcoin is Zcash.

Just launched, buggy code has meant some transactions have had to be suspended, but Zcash is bitcoin on steroids.

The developers say the new currency is bigger, better and faster.

The team writing the software have taken all the best bits...

Read more

Date: 2018-01-28 13:36:26
Website: http://parsherald.com

Related topics : virtual currency exchange bitcoin / virtual currency bitcoin / bitcoin new currency / virtual currency exchange rates / virtual currency exchange software

I am a tax attorney, here are my answers to the most ...

by dblcross121

Edit: On March 25, 2014 the IRS released Notice 2014-21 addressing the taxation of bitcoins. This post was updated on March 26, 2014 to reflect the IRS's positions contained in the Notice.

Last Edit: June 2017

Introduction

I've noticed a significant amount of uncertainty around here about the taxation of bitcoins. In effort to provide some guidance , I've compiled some of the...

Read more


Website: https://www.reddit.com

Ransomware's bitcoin problem: How price surge means a ...

Linux vs Meltdown: Ubuntu gets second update after first one fails to boot

It's almost impossible to predict what will happen next. The price of bitcoin could rise again or it could crash -- but, for now at least, a single unit of the cryptocurrency is worth a significant amount of money.

Bitcoin has become the popular payment method for ransomware over the last two years , as the digital...

Read more

Date: 2018-01-11 20:51:17
Website: http://www.zdnet.com

Bitcoin Mining- Bitcoin Generator Hack for Mac, Windows ...

Leave a reply

How to Get Free Bitcoins Without Mining

Welcome to our new tutorial for how you can get free Get Bitcoin for free by using the Bitcoin Generator. It works fast and doesn't require much time at all. You will own your very own Bitcoin within minutes. In order to get your personal Bitcoin simply click on the button below. The button will open up the Bitcoin Generator. On the generator...

Read more


Website: https://cheatsdownload.net

0.01375882 INR - Satoshi to INR Price (Satoshi/INR) Live

632.93596000 INR

Satoshi Definition

Satoshi is the smallest unit of Bitcoin. This is analogous to 1 paisa which is the smallest unit for INR( Indian Rupee). No points for guessing that Satoshi is named after the mercurial and elusive inventor of Bitcoin, A gentleman who went by the name Satoshi Nakamoto.

If you are in India and looking to buy bitcoins some exchanges like Zebpay may quote prices in Satoshis as it makes absolute values more investable with increasing price of bitcoins.

So from the exchange, you can buy Satoshis using INR.

How Many Satoshis in one Bitcoins

1 bitcoin = 10000000 satoshis or 1 Bitcoin = 10^7 Satoshis...

Read more


Website: https://sipacoin.com

5 things to know about bitcoin - ABC News

Bitcoin has been on a volatile roller coaster this past week. The cryptocurrency hit an all-time high of $11,395 on Nov. 29 before losing over one-fifth of its value, dropping as low as $9,000 at one point on Nov. 30.

Despite the drop, bitcoin is still up over 900 percent year-to-date. So what exactly is bitcoin and how is it being used?

Here are five things to know about bitcoin:

1. Bitcoin is a...

Read more


Website: http://abcnews.go.com

Bitcoin Mining - Bitcoin Difficulty

Bitcoin is a modern enigma. Created by an anonymous programmer who called himself (or herself) Satoshi Nakamoto this virtual currency began circulating on the Internet in 2009 and has since attracted both praise and derision for either being the answer to all the evils typically associated with money or for being the world's most elaborate Ponzi scheme. This is largely because Bitcoin is not your...

Read more


Website: http://bitcoindifficulty.com

Bitcoin - Prospects and Future | Business Article | MBA ...

Discovery of electricity was a revolution. This was followed by another astounding revolution - The Steam Engine. Internet - yet another. Now it's time for Bitcoin.

Bitcoin is a digital currency that enables an individual to transfer money and make payments to anyone across the globe. However, the first thing to understand about Bitcoin is that it is not just money transfer or upgraded money. It...

Read more

Date: 2017-12-20 02:32:25
Website: https://www.mbaskool.com

Lindens shut down exchanges—again - Hypergrid Business

XMIR Grid

I suppose since gameTokens are FinCEN registered, if you register a business to use it, everything is reported to the IRS? I could not find any info on this on the gametokens.info site, but large swatches of the site just shows blank fields so it might be there.

Joe Nickence

This is the first time I've heard of GameTokens. Intriguing. I'll have to do some following on this one.

Talla...

Read more


Website: http://www.hypergridbusiness.com

How the Winklevoss twins found vindication in a bitcoin ...

How the Winklevoss twins found vindication in a bitcoin fortune

Share

Cameron and Tyler Winklevoss have a bitcoin stockpile worth around $US1.3 billion.

Reuters

by Nathaniel Popper

The Winklevoss twins have carved an unorthodox path toward fame in the American business world.

They went to Harvard University and then on to the Olympics as rowers. Along the way, they fought a legal battle with Mark...

Read more


Website: http://www.afr.com

German central bank warns people not to buy bitcoin as ...

As bitcoin reaches a new record price, the German central bank has warned people against buying the cryptocurrency, dismissing its stability.

While blockchain technology is more likely to pique the interest of financial institutions these days than bitcoin (from which it spawned), the cryptocurrency is in the midst of a major resurgence.

At the beginning of 2017, bitcoin's price notably surpassed...

Read more


Website: https://www.siliconrepublic.com

Related topics : 1 bitcoin price history / 1 bitcoin price / bitcoin buy price and sell price / bitcoin new global currency / bitcoin buy price history

cryptocurrency: Bitcoin: Income tax department in tough ...

Dec 30, 2017, 09.23 AM IST

0Comments

MUMBAI/AHMEDABAD: Crypto currencies appear to be living up to their cryptic reputation.

Days after the income-tax department issued about 5 lakh notices to high net-worth individuals ( HNIs ) who own bitcoins or any other crypto currency, investors are drafting replies that would show they have no dues to the authorities.

On its part, the income tax department...

Read more

Date: 2018-01-30 12:47:24
Website: https://economictimes.indiatimes.com

Bitcoin isn’t Tulips, it’s Open Source Money – Evercoin

Bitcoin isn't Tulips, it's Open Source�Money

The fundamental value of cryptocurrency is to pressure government fiat's monopoly on money

I'm speaking about Cryptocurrencies at the Family Office Investment Summit in Miami, a body that represents about $1 Trillion USD in Assets Under Management (AUM).

Tulip Mania

One popular metaphor for Bitcoin is "Tulip Mania" which swept the Netherlands in late...

Read more


Website: https://blog.evercoin.com

Related topics : bitcoin open source software / bitcoin open source wallet / bitcoin open source miner / bitcoin open source / open source virtual currency system

Bitcoin Generator Online - FREE BITCOIN GENERATOR ONLINE 2017

Bitcoin-generator.org is the new and may only working free bitcoin generator on the market. If you want to learn more about how we manage to make a profit from this click on the 'Learn more' button below.

Learn more »

Generate 0.25 Bitcoins

To generate 0.25 Bitcoins click on the generate button below. For this you will need to complete one survey.

Generate »

Generate 0.5 Bitcoins

To generate...

Read more

Date: 2017-11-15 16:08:26
Website: http://bitcoin-generator.org

George Osborne's Bitcoin review: How Bitcoin went legit

Now the government is looking into making the UK the Bitcoin capital of the world. The currency is finally growing up.

by Emma Haslett

Published: 07 Aug 2014

Last Updated: 22 Oct 2014

To Bitcoin purists, this must feel all wrong: this week George Osborne announced a review into uses for the cryptocurrency as part of plans to make the UK a world capital for financial technology ('fintech' to its...

Read more


Website: https://www.managementtoday.co.uk

Related topics : using bitcoin for currency exchange / bitcoin new world currency / will bitcoin be the one world currency / online currency exchange bitcoin / bitcoin digital currency exchange

As Bitcoin hits $16,000 valuation, Indians are rushing to ...

Gurudutt Biswal, a young PR professional at a Gurgaon-based company, made his first investment in bitcoin six months ago. He has invested around Rs 25,000 and made profits worth approximately Rs 7,000 in last six months.

"I don't consider bitcoin as part of my asset allocation strategy. I rather prefer to spend the dividend while keeping investments very small to avoid risks," Gurudutt...

Read more

Date: 2018-01-11 18:39:59
Website: hindustantimes.com

Bitcoin: Cybersecurity Regulations on the Horizon? | JD ...

Embed

To embed, copy and paste the code into your website or blog:

<iframe src="//www.jdsupra.com/post/contentViewerEmbed.aspx?fid=3dbde70b-7685-486b-b51c-b4fade5189a4" width="100%" height="620" frameborder="1" style="border: 2px solid #ccc; overflow-x:hidden !important; overflow:hidden;" scrolling="auto"></iframe>

Unless you have been living under a rock, you have probably heard a lot about...

Read more


Website: https://www.jdsupra.com

Coinbase Exchange Review - Warrior Trading

Coinbase Exchange Review

Coinbase is one of the most trusted companies when it comes to using digital currencies like bitcoins and ethereum. The company was founded in June 2012, 3 years after Satoshi Nakamoto created Bitcoin as the first virtual currency that utilizes peer to peer technology. It is a digital currency wallet provider that allows individuals and merchants to transact virtual...

Read more


Website: https://www.warriortrading.com

Upcoming Bitcoin Forks 2017 - 2018 - CryptoCurrency Facts

Your Guide to Upcoming Bitcoin Forks December 2017 - January 2018 (and Beyond)

The following Bitcoin forks have been announced (although not every one is confirmed as legit). They are Super Bitcoin, Bitcoin Platinum, Bitcoin Cash Plus, Bitcoin Silver, Bitcoin Uranium, and Bitcoin God. [1]

We will update the list as more occur, for now this is your guide to Bitcoin forks from December 2017 -...

Read more


Website: http://cryptocurrencyfacts.com

File:Bitcoin-FBI.pdf - Wikispooks

Bitcoin Virtual Currency: Intelligence Unique Features Present Distinct Challenges for Deterring Illicit Activity

Executive Summary

Bitcoin - A decentralized, peer-to-peer (P2P) network-based virtual currency - provides a venue for individuals to generate, transfer, launder, and steal illicit funds with some anonymity. Bitcoin offers many of the same challenges associated with other virtual...

Read more

Date: 2017-12-18 17:48:54
Website: https://wikispooks.com

Related topics : bitcoin virtual currency unique features present distinct challenges for deterring illicit activity / bitcoin virtual currency fbi report / fbi bitcoin virtual currency / virtual currency like bitcoin / bitcoin p2p virtual currency

The War of Cryptocurrencies: Ripple vs. Ethereum vs. Bitcoin

Smaller cryptocurrencies are becoming increasingly appealing to financial institutions, but the question is can they overthrow Bitcoin as the world's largest digital currency?

We have recently written about the surge in price of Bitcoin. However, there are a big number of other digital currencies as well, trying to overthrow Bitcoin as the most-used and accepted currency of the internet, and the...

Read more


Website: https://captainaltcoin.com

Digital currency in Europe - Statistics & Facts | Statista

Digital currency in Europe

Digital currency in Europe - Statistics & Facts

"A bitcoin is worth $4000 - why you probably should not own one" said Forbes in a headline on 15 August 2017. As of the end of November 2017, one Bitcoin was almost worth 10,000 U.S. dollars, giving a total value of 150 billion U.S. dollars to all bitcoins, before dropping back to 8,000 U.S. dollars again several hours...

Read more


Website: https://www.statista.com

Bitcoin: The New Gold or the Currency of the Future?

Bitcoin is not the new gold--and currently--I don't even consider it money.

At best, Bitcoin is currently a store of value and at worst a speculative asset.

It's future success inevitably depends on the likelihood of people identifying with Bitcoin's underlying ideals: independence from our current financial system.

Introduction

You have probably already heard about Bitcoin and cryptocurrencies....

Read more


Website: https://hackernoon.com

Accept Bitcoin payments (payouts in EUR or USD) - Magento ...

Accept Bitcoin payments (payouts in EUR or USD)

Hello, Magento community,

We are JSC "Virtualios valiutos" located in Lithuania. Our company is developing a project https://coingate.com , which we presented this year in Berlin, at event "Inside Bitcoins". It allows various businesses to accept payments through the Bitcoin payment network and receive payouts in Euros or US dollars directly to...

Read more


Website: https://community.magento.com

BitcoinCards.io | Give the gift of Bitcoin, Cold Storage ...

Commemorative greeting cards

Envelope

Use your own public key + custom B&W image or 40 character message in place of private key

Buy Now

Customized +

Send us your own public key and replace the private key with custom image or message. You can keep your private key secure, and gift it to a friend with full confidence.

Use your own Public Key

40 character message (optional)

EXTRA 10% OFF when you...

Read more


Website: https://bitcoincards.io

Bitcoins: All About Bitcoins Investment And Bitcoin Mining ...

https://medium.com/ @knightofdelta/a-little-bit-more-about-bitcoins-f4ab20a24f5c#.be58hnq84

What is Bitcoin really used for? Why all the noise about it?

Bitcoin has been gaining in value for a while now. It used to be a currency that was restricted to the world of the dark web, but the technology behind it, Blockchain, is so robust that it is now becoming acceptable. As more people use it, the...

Read more


Website: http://www.nairaland.com

Drivematek Free Earn Bitcoin Faucets

MUST KNOW

While the currency was born as a liberating institution and promoter of cooperation between humans, over time governments have made her a tool increasingly sophisticated social control. That's why all entrepreneurs involved in the creation of voluntary use coins, that is not imposed by force, have had to face the long arm of the law. Among the trail of victims we find the Liberty Dollar...

Read more


Website: http://drivematek.com

How to Buy and Trade Bitcoins and other Digital Currencies ...

Insurance for all the digital currency stored on their servers.

Their trading platform, GDAX is the most popular among professional digital currency traders.

Step 2: Transfer bitcoins from Coinbase to a cryptocurrency exchange

Now if you just want to hold onto bitcoin to trade/sell, then you can just stop at Step 1.� However, if you want to get into smaller cryptocurrencies such as Litecoin,...

Read more

Date: 2017-12-20 01:24:41
Website: http://financeandcareer.com

FaucetHit.com - Earn Bitcoin

+1000

What is Bitcoin?

Bitcoin is a new currency that was created in 2009 by an unknown person using the alias Satoshi Nakamoto. Transactions are made with no middle men - meaning, no banks! Bitcoin can be used to book hotels on Expedia, shop for furniture on Overstock and buy Xbox games. But much of the hype is about getting rich by trading it. The price of bitcoin skyrocketed into the thousands...

Read more


Website: https://faucethit.com

How to Accept Bitcoin at Your Law Firm - Clio

How to Accept Bitcoin at Your Law Firm

Written by Teresa Matich, posted on

December 7, 2017

Ethereum. Bitcoin. Dogecoin .

With over 1,300 cryptocurrencies and counting now available, it can be hard to keep track of what's what. But with the market for cryptocurrencies exploding , your clients may soon want to pay you in bitcoin or other cryptocurrencies, so it's worth getting educated.

At the...

Read more


Website: https://www.clio.com